KYC & PMLA

COMPLIANCEPMLA 2002

KYC & PMLA Policy

Know Your Customer & Prevention of Money Laundering Act Compliance. Complete verification to unlock unlimited trading.

Updated: Dec 2024
RBI & FATF Compliant

2-4 hrs

Approval Time

98.5%

Success Rate

<2 hrs

Support

Policy Overview

Understanding our compliance framework

MitraGlobal is committed to preventing money laundering and terrorist financing in compliance with the Prevention of Money Laundering Act (PMLA), 2002. This policy outlines our KYC requirements and procedures.

Every user must complete KYC verification to access platform features. The level of verification determines your trading limits and available features.

Legal & Regulatory Framework

PMLA 2002

RBI Guidelines

FATF Standards

IT Act 2000

Aadhaar Act

Records Rules

Core KYC Principles

Customer Acceptance

Identity Verification

Ongoing Monitoring

Risk Management

KYC Verification Levels

Choose the right level for your trading needs

LEVEL 1

Basic

₹1,00,000

Daily trading limit

Required

  • Email verification
  • Mobile number
  • Basic details

Features

  • Browse marketplace
  • Limited P2P trading
  • Crypto deposits
  • Fiat withdrawals
RECOMMENDED
LEVEL 2

Verified

₹10,00,000

Daily trading limit

Required

  • Government ID
  • PAN Card (Indians)
  • Selfie with ID

Features

  • Full P2P trading
  • Crypto withdrawals
  • Create buy/sell orders
  • Lower trading fees
LEVEL 3

Enhanced

Unlimited

No trading limits

Additional Required

  • Address proof
  • Source of funds
  • Video KYC (optional)

VIP Features

  • Unlimited trading
  • Priority support
  • VIP fee rates
  • OTC desk access

Document Requirements

Accepted documents & upload guidelines

Acceptable ID Documents

DocumentValidityNotes
PassportMust not be expiredAll pages with stamps
Driving LicenseMust not be expiredBoth sides required
Aadhaar CardNo expiryMasked Aadhaar accepted
PAN CardNo expiryMandatory for Indians
Voter IDNo expiryEPIC card, both sides

Do's

  • Upload clear, colored scans/photos
  • Ensure all text is readable
  • Show all four corners
  • Use good lighting
  • File formats: JPG, PNG, PDF
  • Max file size: 10 MB

Don'ts

  • Black & white or grayscale
  • Blurry or low-quality images
  • Cropped documents
  • Edited/photoshopped docs
  • Expired documents
  • Someone else's documents

Verification Process

Step-by-step verification timeline

1

Submit Application

Instant

Upload documents via Settings > KYC Verification

2

Automated Screening

Instant

AI checks document authenticity & face matching

3

Manual Review

1-24 hrs

Compliance team verifies documents

4

Decision & Notification

Instant

Email notification with approval or feedback

Typical Processing Times

Instant

Level 1

2-4 hrs

Level 2

24-48 hrs

Level 3

Common Issues

Avoid these to get approved faster

Blurry Images

Ensure good lighting and focus

Expired Documents

Check expiry dates first

Name Mismatch

Names must match exactly

Incomplete Docs

Upload both sides of ID

Old Address Proof

Must be within 3 months

Selfie Issues

Face must match ID photo

Data Security

How we protect your information

AES-256 Encryption

All documents encrypted

Access Controls

Only authorized access

SOC 2 Certified

Certified data centers

No Third-Party

Data never shared

Right to Access

Request docs anytime

7 Year Retention

As per PMLA rules

Special Cases

Additional requirements for specific users

Business Accounts

  • • Certificate of Incorporation
  • • Board Resolution
  • • Business PAN Card
  • • Directors KYC
  • • Financial Statements

PEPs

  • • Enhanced Due Diligence
  • • Source of Wealth
  • • Senior Mgmt Approval
  • • 6-month Re-verification

NRIs

  • • Passport (mandatory)
  • • Foreign Address Proof
  • • PAN Card (if available)
  • • Visa/Work Permit

KYC Support

Get help with verification issues

Important Legal Notice

This KYC policy is subject to change. MitraGlobal reserves the right to request additional documents. Submitting false documents is a criminal offense under IPC and PMLA, punishable with imprisonment and fines.